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Real Estate Investing and New Breed Investors

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Real Estate Investing and New Breed Investors

This group is dedicated to providing networking opportunities & resources between new and seasoned real estate investors in an effort to share investing strategies, what’s hot and what’s not in today’s market and maximize partnerships.

Website: http://www.makemoneywithlo.com
Members: 13
Latest Activity: Jan 28, 2011

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Ready to Get Started!

Started by Cheryl J. Moses. Last reply by Rashida Adekoya Oct 27, 2010. 1 Reply

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Comment by Cheryl J. Moses on January 28, 2011 at 8:39pm
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Comment by Rashida Adekoya on October 27, 2010 at 3:25pm
Hello Ladies; Just joined this online group. This a great forum for us to network and support one another. I am a full time real estate investor and realtor in the south florida area. Ladies, trust me when I say this, there has NEVER been a better time to buy real estate especially here in south florida. You can actually buy a single family house for under $50k that's minutes from the beach! We can not miss this opportunity to create wealth through real estate. It would be my pleasure to help you get started. If you want more information, go to yourrealestaterefuge.com.
Comment by Hardest Working Woman In Credit on November 4, 2009 at 11:53am

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Comment by Hardest Working Woman In Credit on April 29, 2009 at 1:22pm
STUDENT LOAN ALERT, JUST THOUGHT I'D PASS THIS TO YOU GIRLS, WHEN YOU ARE REVIEWING CREDIT FILES..

In my research, one of the errors with student loans is duplicated loans. Years ago, prior to the wake of Identify Theft, most of the student loan ACCOUNT numbers were with your social security number.

Let me give you an example. Let's say you opened an account in 2000. Your account number was your social security number. Therefore, whenever you applied for CREDIT, your social security number was on you credit report with the SS#.

Around 2004, Sallie Mae and others decided to protect YOU, and changed all your ACCOUNT numbers to a NEW ACCOUNT NUMBER. When this change happened, you ended up with the old account (SS#) and then a new account. Thus, having two accounts reporting on your file. In reality, you should have ONE loan.

How does a duplicated account affect you? Well, the FICO SCORE, takes into consideration the # of installment acccounts, when it pulls your score.

Take a look even further. Lets say you have four loans, Well, now you have EIGHT showing on your file, when it should only be four.

How does this affect your ability to apply and get approved for a loan. Well, if your payment amount(DEBT) is $100.00 dollars a month on ONE loan. It would reflect that you are paying $200.00 dollars a month. This means not only is the duplicate account wrong but you DEBT RATIO is wrong.

When your DEBT RATIO IS WRONG. Your appear to be in alot of DEBT, when you really are not.

DEBT RATION IS CRITICAL WHEN BUYING A HOUSE, BECAUSE YOU HAVE TO BE IN A CERTAIN PERCENT. THIS ONE ERROR COULD MEAN THE DIFFERENCE IN YOUR APPROVAL FOR THAT HOUSE.

IT COULD ALSO MEAN THAT IF YOU GET APPROVED FOR THE LOAN, YOU MAY BE PLACED IN A HIGHER RISK LOAN (HIGH INTEREST) COSTING YOU THOUSANDING OF DOLLARS.

If you want to continue reading the rest of the blog you will find it @ www.creditadviseforyou.ning.com or join below.


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