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Comment by corinthians williams on February 5, 2015 at 4:42pm

thank you for the invite. have a great week almost weekend.

Comment by websites24seven.com on May 27, 2011 at 4:51am

Savvy247.com - a social network for savvy professionals like you!

Comment by Hardest Working Woman In Credit on November 4, 2009 at 12:04pm

Stop by and join the fan club at www.creditadviseforyou.ning.com. Make sure you re-post the videos and forward the videos. It's time for change and millions of people do not know the truth about credit. The BLAME is on the consumer. But who forgot to TEACH THIS IN OUR SCHOOL SYSTEM AND COLLEGE.

Thank you for you assistance. Be blessed and remember to bless others. If we want change, it's up to us to change.

Free education!

The Credit Expert, Author of Innocent Victims online at Barnes and Nobles, Books A Million, Walden Books, and amazon.com

Facebook- Post Your Credit Questions!!!
http://www.facebook.com/album.php?aid=2039501&id=1077713925&...

YouTube-Subcribe to free on going credit education. Make sure you leave comments!!
http://www.youtube.com/user/PASTnations


RE-POST and let's get educated...Send through emails and forward to friends. I am only ONE person and I need your help. Remember one person can change the world. This does not cost a cent so forward...

Contact me at advocate102@hotmail.com
321-287-0986

Free workshops for the first 30 churches. Book for next year! This year has been booked already.. NO excuse, change is coming!!

Comment by Hardest Working Woman In Credit on July 30, 2009 at 3:50pm

Despite what you may have heard or read. I'm going to share some helpful tips for you. Contray to what someone may have told you etc.. It is NOT a good idea to get everything in BOTH of your names. Certain accounts like a home yes.. But you must be very careful when planning you finances as a married couple.

Our colleges do not teach us this information. You only find out by making the mistakes after the fact. My mission is to educate you about credit and how it can impact your life. Especially, when it comes to having GOOD CREDIT. If you are young and have not been impacted.. you may want to avoid the following mistakes.. If you have made them. there are ways to attack them and correct them..If you cannot get approved for that house or car, you may want to join my fan club. Also, get the book INNOCENT VICTIMS online at Barnes and Nobles. You can ask me questions and I will help you get on the RIGHT track through my fan club www.creditadviseforyou.ning.com

There are so many tips to avoid and I do not what to overwhelm you with credit Jargon. However, just know that your degree does you no good if you are not prepared for LIFE. You can get a good job and struggle day to day-pay check to paycheck.. even with a college degree.

What do you Avoid?
Avoid creating DEBT together. Do not put everything in your NAME together. This is one of the biggest mistakes couple make. To be honest, I did it at age 18..

The other costly effect of getting everything together is that you could both suffer if the marriage does not work. You both will end up with bad credit, especially if both of you decide not to pay any of your accounts that you got together(while being married).

Make sure you know what your husband/wife may add you too aswell. Know the pros and cons and get in the game of life.. You can survive the game if you know the FACTS.

Author of Innocent Victims-A must read for ALL Americans

Comment by Hardest Working Woman In Credit on July 20, 2009 at 12:05pm

Here is a tip to save you money. Keep building and staying on top of your game..

Many of us pray and ask God to bless us and yet we don't know a blessing when we see one..

With that said, if you are a credit card holder with Carnival Seamiles, Juniper, or Barclays. This information is for you. If you are not and have received something similar in the mail by another company, you might want to take HEED.

The companies that make money and get rich off consumers are figuring out ways to do it, even in times of crisis. I recently received another letter from the company above regarding the CHANGE in terms of my account. This may or may not have had anything to do with the current behavior of my account..

However, when you get information/disclosures in the mail READ the information. Companies must send it to you by law. I have a similar blog about this you may want to read that as well.

I won't explain this in percent form because many people may not understand. My form of writing is a simplified version due to the nature and how important it is. Here goes...

If you are being charge 40.00 a month for a card and the company writes you and inform you that the card will now be 100.00 a month.. What are you going to do? Are you going to pay them the 40.00 or 100.00? Another other words, your interest rate could be 10% and jumps to 29%.

The letter states that I have the option to accept the higher amount(so they can make money off me) or close the account.. I have chosen to close it... Just think about it for minute.. If everyone decided to close their account in one day. That company would go out of business. Consumers are not standing together. Instead, fighting against each other, just as some families do.

NOW there is a catch and you will find this in my book. YOU ARE NOT SUPPOSED TO CLOSE CREDIT CARDS.. the reason is because you will loose points on that card.. When you know the game of credit you can reposition your self. Just as I am about to do. I am going to close the account because it is costing me way to much money.. the card is bad for me and will cost me.

On the flip side, I am going to get my points back from another lender....YOU win some and loose some. GET IN THE GAME...

Now Read INNOCENT VICTIMS of credit and get educated and play the game.. Join my fan club at www.creditadviseforyou.ning.com and stay in the loop with credit knowledge..

Comment by QuellyRue Designs on July 14, 2009 at 4:30pm

Thank you for the invite!

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Comment by Lori-Ann Thompson on June 11, 2009 at 10:00pm

Thank you for allowing me to join this group. I think it's vitally important that we as women have an outlet to express ourselves.
A great organization that is doing wonderful things for women is the Mary Kay Ash Charitable Foundation. "Throughout her life, Mary Kay Ash showed others how to live and how to give. She gave hope to women who lacked opportunity, self-esteem and financial support. Now her legacy of love lives on through the Mary Kay Ash Charitable Foundation,which she began in 1996. Our mission is to eliminate cancer and to end the epidemic of violence against women."
Visit now and make a difference in women's lives across the nation and world.

Comment by Hardest Working Woman In Credit on April 20, 2009 at 12:17pm

CHALLENGE YOURSELF
REPOSITION YOURSELF
EVALUTE YOURSELF
DIRECT YOURSELF
INSPIRE YOURSELF
TRUST YOURSELF



Visit Outspoken Reality Social Network
Follow my BLOG

We asked for CHANGE and it is up to us to make change happen.
Don’t spend the rest of your life paying INTEREST and working for nothing.

My vision is to build a network that gives advise to people regarding credit. Send your family and friends to be apart change in 2009. No membership fee.

Thank you for your support in advance.
Regina
www.reginalittles.com

Comment by Annie(nora) on February 27, 2009 at 3:44pm

Hello to all this is a wonderful idea...because I really do like to speak out at times..you know as being a mother (a single mother of 2 kids by choice) sometimes it gets challenging..but I pray and maintain. I am the author of me and my kids destiny and the lord is the author of my faith....I am a 33 year old woman...yet I see the younger generation(being females that are in their teen years ) having babies and thinking its cool or thinking that they are grown. My way of giving back to the communities is to mentor these up and coming young ladies...to let them know that they can do great things...far greater things than on their backs)!!.....Women are the backbone of this great earth. and if our women dwindle away..if our hope flies away in each other .then what do we have. I have a 4 year old daughter and I pray that what I instill in her now and in the years to come molds her into a great woman!!!.....I challenge to all..let's help our young females..it may be a next door neighbor..some of your own kindred and spend a little time mentoring....thanks!

Comment by SatRa on February 27, 2009 at 3:30pm

Phylicia,

Thanks for the invite!

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